It was on Business Daily Newspaper of April 02, 2023 when Dr. Julian Rowa critically appraised the Government of Kenya credit facilitation for the less privileged citizens and especially the youth. The audit raises pertinent questions and prudent lending framework to interrogate the considerations Government and stakeholders must make and enforce to better sustain and expand the programme.
Of import is the mid and long term strategic objectives for the Kenya Government. This brings into focus projected wealth creation through value addition across the process chain in the various sectors. This technically includes the impact on GDP.
It follows that a product is as good as the process the governs it and the people who either consume or police it. The fundamental questions then as they are now including product classification and graduation, target market segments and why, and the place of conventional banks to plug in as and when.
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